Illness concerning work or on-job injuries can be covered under worker’s compensation offered by the insurance company of the employer. On approval of the worker’s compensation claim, all the medical expenses and other financial assistance, including lost income, will be provided by the insurance provider. But sometimes, workers might face denial of worker’s compensation claims, which tends to impose a heavy financial burden on the victim. However, in such cases, one might seek help from a personal injury attorney Salem, OR, to know all the various legal options available.
Securing adequate knowledge about the possible reason behind such denials would make one remain conscious about following the correct procedure in claiming a worker’s compensation. The most common reasons behind work compensation denials are mentioned below:
Missed The Deadline For Reporting An Injury:
Missing the deadline is among the most common mistakes that workers tend to commit. It is mandatory for the injured worker to send a written notification of the on-job injury within a specific time period. If the written notification is not submitted within the assigned deadline, the chances of receiving the compensation tend to go lower and might also result in denial of the claim.
The Purpose Of The Injury Is Not Related To Work:
If there exists significant confusion concerning whether the injury has any relation with the work, then there’s a high chance of claim denial. Moreover, it must be taken into consideration that only those injuries that occur while working on the employment clock would be covered under the claim. If it has been found that workplace injury has taken place while the worker has been working off the clock or during a coffee break, then the claim will be denied.
The Worker Possess A Pre-existing Health Condition:
This has been another common reason behind the denial of worker’s compensation claims. If the worker possesses some pre-existing health conditions which have triggered the injury, then it will not be covered under the worker’s claim. For instance, if a worker had faced a car accident two years ago and an injury from that accident has been triggered recently while working in the office, such cases might eventually lead to the worker’s claim denial.
If one believes they are legally eligible for worker’s compensation while the insurance company has wrongly denied the claim, one can pass a lawsuit by seeking assistance from an experienced personal injury attorney.